Why Choose Your Spanish Mortgage?
Over the last few years many people have been caught out signing for mortgage products in Spain that they did not fully understand.
Extracting yourself from these terms and changing to a more suitable Spanish Mortgage product later can be a very costly and stressful process.
I just want to thank you for all the help and info you have given us, you have been by far the most helpful, informative and honest company I have spoken to about mortgage matters.
Michael
To make sure you do not fall into the same trap we will explain to you in clear English how Spanish Mortgages work; what to watch out for; and how to ensure you have the most suitable mortgage for your current circumstances and longer-term plans.
With the right advice you can avoid :
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being linked to unsuitable and obscure indexes
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having minimum interest rates hidden and written into your mortgage deeds so you cannot take advantage of any interest rate drops
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being coerced into taking unnecessary and costly linked products because you are unaware you have a choice
We will ensure you know what the mortgage looks like, how it will work, what it will cost; when your rate will be reviewed and on what basis that review will be.
Despite the fact that language barriers and lack of relevant information provided by banks mean most clients look to brokers to arrange their Spanish mortgages, many clients are not aware there is no regulation covering mortgages in Spain and taking a Spanish loan is not covered by the FSA in UK. It is highly possible that you could be being advised by an inexperienced broker who has no mortgage experience in either Spain or the UK.
It is possible in Spain to become a mortgage broker tomorrow whatever your situation. All you need is a telephone number and email!
If you would not consider allowing a mortgage broker to re-wire your house it is unlikely you would be comfortable to knowingly allow an inexperienced mortgage broker to advise you one of the biggest financial commitments you will make in your lifetime.
With 10 years experience in the Spanish mortgage market , and a team dedicated to ensuring you get the best possible advice Your Spanish Mortgage a trading subsidiary of International Mortgage Solutions is the leading non-resident Spanish Mortgage Provider.
We will ensure that you will have a complete picture before proceeding. Why take a chance and be left with the wrong mortgage in Spain, with the wrong bank. Contact us today.We take NO fee upfront and will give honest and consistent advice to all clients.
Our advice includes checking if a developer mortgage or subrogation of an existing loan is better for you and we will explain all the options you have for completing on your purchase or re-mortgaging your property in Spain.
We will ensure that you will have a complete picture before proceeding.
